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Part A: Hospital Insurance

Icon of a hospital

What is Medicare Part A?

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

In general, Part A covers: 

What will it cost me?

Part A Premium (2021):

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $471 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $471. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $259.

 

Part A hospital inpatient deductible and coinsurance (2021):

You pay:

  • $1,484 deductible for each benefit period

  • Days 1-60: $0 coinsurance for each benefit period

  • Days 61-90: $371 coinsurance per day of each benefit period

  • Days 91 and beyond: $742 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)

  • Beyond lifetime reserve days: all costs

 


For more complete information, visit www.medicare.gov.