Part A: Hospital Insurance

In general, Part A covers: 

• Hospital care
  
  
• Skilled nursing facility care
  
  
• Nursing home care (as long as custodial care isn't the only care you need)
  
  
• Hospice
  
  
• Home health services

What will it cost me?

Part A Premium (2025):

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $505 each month in 2022. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $505. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $278.

Part A hospital inpatient deductible and coinsurance (2025):

You pay:

• $1,676 deductible for each benefit period
  
  
• Days 1-60: $0 coinsurance for each benefit period
  
  
• Days 61-90: $419 coinsurance per day of each benefit period
  
  
• Days 91 and beyond: $838 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  
  
• Beyond lifetime reserve days: all costs

For more complete information, visit www.medicare.gov.